Which Credit Card Is Best In HDFC
Which Credit Card Is Best In HDFC? Credit cards have become an inevitable part of financial life the world over. Countries all over the world where credit cards were not introduced on time have all embraced the usage of credit cards and the proliferation of these cards keep surging. The Housing Development Finance Corporation Limited or HDFC of India also has some credit cards out for usage by nationals of India and all who do business with it irrespective of their nationality.
The HDFC has a number of cards for its users and most of them come with unique products, the aim of this write-up is to list some of these and give their features so you can make an informed choice. This is because it is not simple to just select one card and say it is the best. Being the best will depend on how you use a card. Do you travel often? Then you will need a travel card. Do you shop more often? Then you will need a card that can be accepted in more shops. Do you transact a lot of business in high volumes of money at very high-profile malls, chances are that a platinum type of card is best for you.
Which Credit Card Is Best In HDFC
The following are some of the cards of the HDFC
The HDFC Regalia Credit Card is a premium card which provides first-class services to users. It is the best for people who are always on the move. If you are a business executive who is always flying from one part of the world to another, this is the card for you. If you are always shopping for business purposes, and especially online, this is the card for you. It promises users low conversion rates to make savings for them so they don’t have to pay so much for an exchange rate per the US Dollar. Those who sign onto the Dineout membership, get up to a 25% discount on services patronized with the Regalia card in partner restaurants. What is more, every now and then, users of the card get offers that enable the to accrue up to five times and sometimes up to ten times rewards in points or credit miles.
Infinia Credit Card metal edition
This card is also another product of the HDFC and is a card with a lot of reward schemes. It awards users points for using the cards for usage or patronage of rental services for insurance or for paying for educational services. If you are a lover of golf or you travel a lot you stand the chance of getting reward points for gold and lounges at the airport. To enjoy these, you have to travel regularly and visit the golf fields.
Platinum Times Credit Card
This card, which is also a product of the HDFC, can be used for all transactions, whether it is for health services, shopping or at restaurants and more.
With the aid of the Times Credit card app, one can apply for this card and get up to 10%, 15% or 25% discount. This discount depends on where the user stays.
This card also offers wonderful packages to new subscribers, these include the opportunity to have free dinner at various restaurants, free shopping vouchers and more.
This card has some ongoing benefits to users, some of these are 25% off all movie tickets bought on the BookMyShow portal, discounts on travel, shopping and expenses made at health centres.
With a 43.2% APR, this is a card you might want to consider.
Inter miles HDFC Bank Platinum credit card
As the name goes, this is a platinum card which comes with a lot of prestige. This is for people who want to have a lot of extra packages. If you are the type who travels a lot and undertakes a lot of transactions, this is your card. This card has links with Etihad Airlines through which users can accrue credit miles, and gain other bonuses.
Once you spend up to INR 3,000 in your first one month, you earn 1,500 inter miles, you also get discounts on your flight tickets for up to INR 500 including discounts on hotel expenses worth INR 1000 and more.
Explore this card further for more of its prestigious benefits.
The last card of the HDFC is the Business Money Back: This card comes with a 5% cash back and a lot of reward points for users. As the name goes, this is like an economy-class card for people who need something soft for their pocket. Explore it further for some cash back on payment of your taxes, utility bills and telephone bills.